• Terms up to 84 Months.
• VCG will finance new businesses with the required financial backing.
• VCG has two end-of-lease options.
  • Conditional sales agreements (bargain purchase option of $1.00).
  • 10% Purchase option.
• The last two lease payments are due in advance.

Application Only Program

We can approve up to $50,000.00 application only if your company meets the following credit criteria.

• Two years in business.
• Building must be owned, not leased.
• Must be a franchised property if (Hotel or Restaurant).
• Satisfactory personal credit of owners.
• Satisfactory mortgage reference.
• Acceptable D&B score.
• Approved equipment.

For amounts above $50,000.00 we will require:

• The two most recent year-end corporate financial statements.
• A current personal financial statement on all owners.
• The two most recent federal tax returns on all owners.

For new businesses, we will require some additional information.